Reasons People Take Out A Temporary Insurance Policy For Their Car

Most motor insurance is still for one year in duration. However to match the flexible driving needs of several of today’s drivers, temp insurance is now available for much shorter periods of time.

Temp automobile insurance is often referred to as policies ranging from 1 to 28 days. However, now a few different insurance providers offer flexible cover for between 1 to 6 months.

In addition pay as you go options can now be secured which allow drivers to setup their policy online. This provides the option to switch cover on and off for periods when they know it will not be required.

There are many reasons and situations where drivers may take out a one day car insurance policy. One is making sure you are adequately insured when using a friends car. Securing an additional policy for this could protect a no claims bonus built up. This could be advantageous for careful drivers.

Another reason temp insurance is beneficial is when needing to provide protection for a driver sharing the driving on a longer journey.

Insuring a visitor from overseas is an important reason for taking out this type of insurance. As is requiring drive away cover after buying a second hand or new auto from a dealer. Taking a test drive and requiring cover for a day can be another reason.

Not many van drivers actually own the vehicle themselves. This can be where car insurance for 2 weeks is useful, when you’re borrowing a van for a range of reasons.

For those riders that are planning a summer road trip, temp cover could be a solution if the motorbike you are riding is not one you use regularly. This could be very beneficial if they will only be using the bike while they are away.


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